Inflation-Proof Finance : The Financial Strategies of Non-Business College Students at
Pamantasan ng Lungsod ng Valenzuela
Statement of the Problem
Inflation plays a significant role in financial management, particularly in the Philippines, where both
global trends and local economic policies influence individuals’ financial decisions. As inflation increases
the cost of goods and services, it directly affects the personal finance of college students who often have
limited financial resources and rely on fixed allowances or part-time income. Understanding how inflation
impacts personal finances is essential for developing effective financial strategies.
Given these challenges, it is important to explore how college students, particularly non-business
majors at Pamantasan ng Lungsod ng Valenzuela, plan and manage their finances during inflationary
periods. This study aims to examine the financial strategies of non-business college students at Pamantasan
ng Lungsod ng Valenzuela amidst the effects of inflation. Specifically, it seeks to answer the following
questions:
1.) What is the demographic profile of the respondents in terms of:
1.1 college course;
1.2 year level;
1.3 average monthly allowance of the respondents?
2.) What financial strategies do respondents use to cope with inflation?
3.) How do respondents assess the effectiveness of their financial strategies to cope with inflation in
terms of:
3.1 ability to save;
